Harford County property tax
Homeowners in Harford County, Maryland typically pay about 0.89% of their home's value in property tax each year — a median bill of $3,448 on a median home value of $386,400.
Typical effective rate
0.89%
higher than 44% of U.S. counties
Median tax paid
$3,448
per year
Median home value
$386,400
In MD
#14
of 24 ranked counties
At a glance
- Effective rate 0.89% — 5% lower than the U.S. median of 0.94%, and 8% lower than the Maryland median of 0.97%.
- With vs. without a mortgage — median tax $3,460 for mortgaged homes, $3,422 for homes owned outright.
- State ranking — 14th highest effective rate of 24 ranked Maryland counties; nationally it sits around the 56th percentile.
Estimate a bill for Harford County
Apply this county's typical effective rate (0.89%) to a home value of your choice.
Frequently asked questions
What is the property tax rate in Harford County, MD?
The typical effective property-tax rate in Harford County is 0.89% of a home's value per year, based on median taxes paid ($3,448) divided by the median home value ($386,400) in the Census ACS 2020–2024 5-year estimates. This is a typical burden for comparison, not a statutory mill rate.
How much is property tax on a typical home in Harford County?
The median owner-occupied home in Harford County is valued at $386,400, and the median real estate tax paid is $3,448 per year. Homes with a mortgage have a median tax of $3,460, versus $3,422 for homes without one.
How does Harford County compare to the rest of Maryland?
Harford County's effective rate is 8% lower than the Maryland median, ranking 14th of 24 ranked counties in the state.
Compare nearby Maryland counties
Counties ranked closest to Harford County by in-state effective rate. Open the comparison tool or see all Maryland counties.
| In-state | County | Effective rate | Median tax |
|---|---|---|---|
| 11 | Carroll County | 0.91% | $3,934 |
| 12 | Caroline County | 0.90% | $2,619 |
| 13 | Cecil County | 0.89% | $3,068 |
| 15 | Montgomery County | 0.87% | $5,539 |
| 16 | Wicomico County | 0.85% | $2,171 |
| 17 | Anne Arundel County | 0.85% | $3,957 |
Official data & resources for Harford County
- Harford County Census profile (data.census.gov) — housing, value and tax figures for this county.
- Table B25103 for Harford County — median real estate taxes paid (the source for the tax figures above).
- Table B25077 for Harford County — median home value.
- Federal forms & is property tax deductible? — IRS Pub 530, Schedule A and the SALT cap, plus your state tax agency.
Finding your exact bill
Your county or municipal assessor (sometimes called the appraisal district, property appraiser, or tax collector) sets the assessed value and the exact millage that produces your bill. Search for "[county name] [state] assessor" or "property tax" on an official .gov site.
Figures on this page are Census survey medians for the whole county (2020–2024 5-year), not an assessment of any individual property. Rates, exemptions and assessment practices vary by municipality and school district within a county.