Frederick County property tax
Homeowners in Frederick County, Maryland typically pay about 0.99% of their home's value in property tax each year — a median bill of $4,584 on a median home value of $464,600.
Typical effective rate
0.99%
higher than 37% of U.S. counties
Median tax paid
$4,584
per year
Median home value
$464,600
In MD
#7
of 24 ranked counties
At a glance
- Effective rate 0.99% — 5% higher than the U.S. median of 0.94%, and 1% higher than the Maryland median of 0.97%.
- With vs. without a mortgage — median tax $4,629 for mortgaged homes, $4,451 for homes owned outright.
- State ranking — 7th highest effective rate of 24 ranked Maryland counties; nationally it sits around the 63th percentile.
Estimate a bill for Frederick County
Apply this county's typical effective rate (0.99%) to a home value of your choice.
Frequently asked questions
What is the property tax rate in Frederick County, MD?
The typical effective property-tax rate in Frederick County is 0.99% of a home's value per year, based on median taxes paid ($4,584) divided by the median home value ($464,600) in the Census ACS 2020–2024 5-year estimates. This is a typical burden for comparison, not a statutory mill rate.
How much is property tax on a typical home in Frederick County?
The median owner-occupied home in Frederick County is valued at $464,600, and the median real estate tax paid is $4,584 per year. Homes with a mortgage have a median tax of $4,629, versus $4,451 for homes without one.
How does Frederick County compare to the rest of Maryland?
Frederick County's effective rate is 1% higher than the Maryland median, ranking 7th of 24 ranked counties in the state.
Compare nearby Maryland counties
Counties ranked closest to Frederick County by in-state effective rate. Open the comparison tool or see all Maryland counties.
| In-state | County | Effective rate | Median tax |
|---|---|---|---|
| 4 | Baltimore County | 1.07% | $3,736 |
| 5 | Allegany County | 1.06% | $1,636 |
| 6 | Charles County | 1.01% | $4,339 |
| 8 | Dorchester County | 0.94% | $2,456 |
| 9 | Somerset County | 0.92% | $1,591 |
| 10 | Kent County | 0.91% | $3,025 |
Official data & resources for Frederick County
- Frederick County Census profile (data.census.gov) — housing, value and tax figures for this county.
- Table B25103 for Frederick County — median real estate taxes paid (the source for the tax figures above).
- Table B25077 for Frederick County — median home value.
- Federal forms & is property tax deductible? — IRS Pub 530, Schedule A and the SALT cap, plus your state tax agency.
Finding your exact bill
Your county or municipal assessor (sometimes called the appraisal district, property appraiser, or tax collector) sets the assessed value and the exact millage that produces your bill. Search for "[county name] [state] assessor" or "property tax" on an official .gov site.
Figures on this page are Census survey medians for the whole county (2020–2024 5-year), not an assessment of any individual property. Rates, exemptions and assessment practices vary by municipality and school district within a county.